Privacy Policy

At Como Northtown Community Credit Union the basis of each member relationship is trust. We respect the privacy of our members and are committed to treating member information responsibly. We recognize that you have the right to expect your personal financial information to remain private and secure and we will maintain standards to ensure that your information is private and secure at all times.

Information We Collect About You
We collect nonpublic information about you from the following sources:

Information we receive from you on applications and other forms;
Information about your transactions with us or others;
Information we receive from a consumer reporting agency;
Information from an MCIF program;
Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.

Information We May Disclose About You
We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities.

In order to conduct credit union business we may disclose non-public personal information about you to service providers. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, and to protect the security of our financial records. We may also disclose information we collect to companies that perform marketing or mailing services on our behalf.

To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide. We do not provide account or personal information to third-party vendors for the purpose of independent telemarketing or any direct-mail that has not been initiated and approved by the credit union.

Pre-screen and Opt-Out Notice
You have the right to prohibit information contained in your credit report from being used in connection with any credit or insurance transaction that is not initiated by you. You may exercise this right by contacting the credit reporting agencies' notification systems at 1-888-567-8688; go online to www.OptOutPreScreen.com or write them individually:

• Experian

• Equifax Credit Information Services

• TransUnion Name RemovalOption

901 West Bond

P.O. Box 740123

P.O. Box 505

Lincoln, NE 68521

Atlanta, GA 30374-0123

Woodlyn, PA 19094

Attn. Consumer Services Dept.

Disclosure of Information about Former Members
If you terminate your membership with us, we will not share information we have collected about you, except as permitted or required by law.

How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

If you have any questions regarding this Privacy Policy, please contact the credit union at (651) 488-2535 or (800) 840-2612 and speak to a Member Service Representative.