Because you work hard.

Rates as low as 6.00% APR*

If it’s time to replace the wallpaper, or get rid of that pea green stove, a Home Equity Loan from CNCCU may be just what you need!

*APR=Annual Percentage Rate. Rate effective February 21, 2008.Borrower must meet membership requirements to qualify for offer. Interest rates are subject to type of loan, term, and borrower’s credit history. Rates are subject to change. Payment Example: At 7.00% APR on a $10,000 loan with a 5-year term, monthly payment would be $198.01.

Home Equity Loans 
Our Home Equity programs let you take advantage of 100% of the equity you have worked for in your home.  We offer low rate loans with flexible repayment plans.  Pay off higher rate credit cards, take a vacation, or make some home improvements.  To find out how much equity you have in your home, simply take the current value of your home (from a recent appraisal or from your recent property tax statement), then subtract (-) all of your current mortgage balances = Equity.

Home Equity Line of Credit
The best program for recurring expenses.  Once your credit line has been established, you draw on it as you need it.  With one phone call to the credit union you can draw on your credit line!  It's that easy!

Home Improvement Loans 
CNCCU's Home Improvement Package helps you enhance the investment you've already made in your home. Whether you're planning to add on, remodel, or finish a room, our flexible terms and low interest rates are available to fit your home improvement plans. Apply Online!
 

Consult your tax advisor regarding the deductibility of interest.

24-Hour Loan Line

Apply for a loan any time of the day or night by calling our 24-hour Loan Line at: 1-877-268-2609