LOAN RATES - Effective April 30, 2008
| Type |
Maximum Loan Amount |
Maximum Term |
Annual Percentage Rate
As Low As* |
| Home Equity Loan |
Up to 80% of the equity in your home. |
Up to 60 Months |
5.75% |
| Home Equity Loan |
Up to 80% of the equity in your home. |
61 - 120 Months |
6.25% |
| Home Equity Loan |
Up to 80% of the equity in your home. |
121 - 180 Months |
7.25% |
| Home Equity Loan |
81% - 90% of the equity in your home. |
Up to 60 Months |
6.25% |
| Home Equity Loan |
81% - 90% of the equity in your home. |
61 - 120 Months |
6.75% |
| Home Equity Loan |
81% - 90% of the equity in your home. |
121 - 180 Months |
7.75% |
| Home Equity Loan |
91% - 100% of the equity in your home. |
Up to 60 Months |
7.00% |
| Home Equity Loan |
91% - 100% of the equity in your home. |
61 - 120 Months |
7.50% |
| Home Equity Loan |
91% - 100% of the equity in your home. |
121 - 180 Months |
8.25% |
| Home Equity Line of Credit |
Up to 100% of the equity in your home. |
Up to 120 Months |
5.00% Prime + 0% Variable; Adjusted Annually Max 18.00%
|
|
Home Improvement Loan
|
Up to 90% CLTV**
|
Up to 120 Months
|
8.00% |
|
Home Improvement Loan
|
Up to 90% CLTV**
|
Up to 180 Months |
9.00% |
|
Home Improvement Loan
|
Over 90% CLTV** |
Up to 120 Months |
9.00% |
|
Home Improvement Loan
|
Over 90% CLTV** |
Up to 180 Months |
10.00% |
* Rates are based on credit history and length of term. ** Combined Loan to Value. |
