Home Loans

LOAN RATES - Effective May 5, 2010 

Type Maximum Loan Amount Maximum Term Annual Percentage Rate
As Low As*
Home Equity Loan**** Up to 80% of the equity in your home. Up to 60 Months 5.50%
Home Equity Loan**** Up to 80% of the equity in your home. 61 - 120 Months 6.00%
Home Equity Loan**** Up to 80% of the equity in your home. 121 - 180 Months 7.00%
       
       
       
Home Equity Line of Credit*** Up to 80% of the equity in your home. Up to 120 Months

4.00% Prime + 0% Variable; Adjusted Annually              Floor -4.00% / Max -18.00%

Home Improvement Loan****

Up to 80% CLTV**

Up to 120 Months

 7.75%

Home Improvement Loan****

Up to 80% CLTV**

 Up to 180 Months 8.75%

* Rates are based on credit history and length of term.     ** Combined Loan to Value.   

 ***Primary Property Only.          ****Add 1% for Rental. Max 70% CLTV.

 






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